119 Western HighwayWest NyackNY10994
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.49% yield at 119 Western Highway, West Nyack, NY, 10994 in West Nyack is solid, but the $2,136/mo payment compresses net cash flow to $188/mo at $475,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $131,234 by year five, and $4,375/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.57) without U.S. income documentation. Total projected return: $193,214.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $188 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,360 |
| Total Monthly Debt Service | $2,983 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10994, West Nyack, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,389 (100%) |
| Owner Occupied HU | 2,016 (84.4%) |
| Renter Occupied HU | 278 (11.6%) |
| Vacant Housing Units | 95 ( 4.0%) |
| Median Home Value | $677,004 |
| Average Home Value | $752,844 |
Housing Distribution
Address Breakdown
Residential
2,469
Single Family
2,446
Multi-Family
23
Businesses
667
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10994, West Nyack, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,389 (100%) |
| Owner Occupied HU | 2,016 (84.4%) |
| Renter Occupied HU | 278 (11.6%) |
| Vacant Housing Units | 95 ( 4.0%) |
| Median Home Value | $677,004 |
| Average Home Value | $752,844 |
Housing Distribution
Address Breakdown
Residential
2,469
Single Family
2,446
Multi-Family
23
Businesses
667
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gwen Weiss • Keller Williams Hudson Valley
Mls Name: OneKey MLS
Mls ID: #855173