119 S Maple StPaxtonIL60957
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 119 S Maple St, Paxton, IL, 60957 in Paxton: $1,171/mo in rent, $200/mo in net income, 10.04% gross yield, 1.86 DSCR, all at $140,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $38,679 in appreciation and $1,289/yr in principal paydown projects total cumulative return of $66,420.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.0% |
| Monthly Cash Flow | $200 | $300 |
City averages based on Paxton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,171 |
| Total Monthly Debt Service | $915 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1957
2,700 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60957, Paxton, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,413 (100%) |
| Owner Occupied HU | 1,592 (66.0%) |
| Renter Occupied HU | 554 (23.0%) |
| Vacant Housing Units | 267 (11.1%) |
| Median Home Value | $124,230 |
| Average Home Value | $154,234 |
Housing Distribution
Address Breakdown
Residential
2,236
Single Family
2,188
Multi-Family
48
Businesses
233
Nearby investment properties with comparable rents
- 3 Bed
- 2 Bath
- 1164 sft
- 2 Bed
- 1 Bath
- 1456 sft
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1957
2,700 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60957, Paxton, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,413 (100%) |
| Owner Occupied HU | 1,592 (66.0%) |
| Renter Occupied HU | 554 (23.0%) |
| Vacant Housing Units | 267 (11.1%) |
| Median Home Value | $124,230 |
| Average Home Value | $154,234 |
Housing Distribution
Address Breakdown
Residential
2,236
Single Family
2,188
Multi-Family
48
Businesses
233
Nearby investment properties with comparable rents
- 3 Bed
- 2 Bath
- 1164 sft
- 2 Bed
- 1 Bath
- 1456 sft
Nearby investment properties with comparable prices