119 Loftin StDefuniak SpringsFL32435








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Defuniak Springs at 119 Loftin St, Defuniak Springs, FL, 32435 with 5% annual appreciation on a $249,900 basis while $1,680/mo rent supports operations. Total monthly income totals $1,680/mo and a $1,223/mo payment preserves $22/mo for cash returns. Annual cash flow comes to $261/yr on $82,842 deployed, and return on cash invested reaches 20.22% in year one. Equity gained on principal adds $1,613/yr, and five-year appreciation sums $69,043 alongside rental yield of 8.07%. Five-year ROI measures 105.14% and total cumulative return in cash totals $87,098.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,680/mo property income versus a $1,223/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 2025
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32435, Defuniak Springs, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,547 (100%) |
| Owner Occupied HU | 2,236 (63.0%) |
| Renter Occupied HU | 840 (23.7%) |
| Vacant Housing Units | 471 (13.3%) |
| Median Home Value | $226,724 |
| Average Home Value | $300,948 |
Housing Distribution
Address Breakdown
Residential
3,059
Single Family
2,965
Multi-Family
94
Businesses
481
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Listed by: Christa V Merrifield • Merrifield & Pilcher Realty
Mls Name: ECAOR
Mls ID: #986710








