119 Lakeside PlDahindaIL61428
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 119 Lakeside Pl, Dahinda, IL, 61428 in Dahinda earns a 11.29% gross yield at $199,000. Rent of $1,872/mo nets $451/mo after the $895/mo mortgage. The 2.09 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $54,980 and $1,833/yr in equity accumulation project a total cumulative return of $105,354.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 10.0% |
| Monthly Cash Flow | $451 | $200 |
City averages based on Dahinda market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,872 |
| Total Monthly Debt Service | $1,342 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
1.70 Acres lot
$N/A/sqft
$487 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61428, Dahinda, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 930 (100%) |
| Owner Occupied HU | 457 (49.1%) |
| Renter Occupied HU | 28 ( 3.0%) |
| Vacant Housing Units | 445 (47.8%) |
| Median Home Value | $254,310 |
| Average Home Value | $285,711 |
Housing Distribution
Address Breakdown
Residential
576
Single Family
576
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
1.70 Acres lot
$N/A/sqft
$487 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61428, Dahinda, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 930 (100%) |
| Owner Occupied HU | 457 (49.1%) |
| Renter Occupied HU | 28 ( 3.0%) |
| Vacant Housing Units | 445 (47.8%) |
| Median Home Value | $254,310 |
| Average Home Value | $285,711 |
Housing Distribution
Address Breakdown
Residential
576
Single Family
576
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices