119 Hill StHighland ParkNJ08904
INVESTMENT ANALYSIS
Investment Verdict
Solid Income119 Hill St, Highland Park, NJ, 08904 in Highland Park carries a 1.50 coverage ratio, rent of $3,908/mo is 1.50 times the $2,604/mo payment. Rental yield 8.1%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $579,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $159,967; total projected cumulative return: $207,792.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $(219) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,908 |
| Total Monthly Debt Service | $3,897 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1926
949.61 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1926
949.61 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: CONNELL HUTKIN • CENTURY 21 J.J. LAUFER
Mls Name: All Jersey MLS
Mls ID: #2605381R