119 Distan CtKeswickVA22947
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 119 Distan Ct, Keswick, VA, 22947 in Keswick offers a clean, manageable entry. Rental yield 6.02%. DSCR 1.12 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $255,560 in additional property value over five years, with $8,519/yr in principal equity building ownership stake. Total projected cumulative return: $290,366.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 6.2% |
| Monthly Cash Flow | $(928) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,639 |
| Total Monthly Debt Service | $5,199 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
1.99 Acres lot
$N/A/sqft
$450 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22947, Keswick, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,252 (100%) |
| Owner Occupied HU | 1,778 (79.0%) |
| Renter Occupied HU | 231 (10.3%) |
| Vacant Housing Units | 243 (10.8%) |
| Median Home Value | $813,546 |
| Average Home Value | $852,179 |
Housing Distribution
Address Breakdown
Residential
2,256
Single Family
2,256
Multi-Family
0
Businesses
135
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
1.99 Acres lot
$N/A/sqft
$450 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22947, Keswick, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,252 (100%) |
| Owner Occupied HU | 1,778 (79.0%) |
| Renter Occupied HU | 231 (10.3%) |
| Vacant Housing Units | 243 (10.8%) |
| Median Home Value | $813,546 |
| Average Home Value | $852,179 |
Housing Distribution
Address Breakdown
Residential
2,256
Single Family
2,256
Multi-Family
0
Businesses
135
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Erin Hall • NEST REALTY GROUP
Mls Name: CAAR
Mls Provider:
Mls ID: #657093
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.