119 3rd Ave SStanfordMT59479
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 119 3rd Ave S, Stanford, MT, 59479 in Stanford speaks for itself: 11.73% gross on a $350,000 price, generating $3,420/mo in rent and $1,374/mo in net income after the $1,574/mo debt service. DSCR 2.17, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $16,493 stacks alongside $96,699 in projected five-year appreciation and $3,224/yr in principal reduction. Projected total cumulative return: $220,663.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 6.2% |
| Monthly Cash Flow | $1,374 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,420 |
| Total Monthly Debt Service | $1,906 |
| DSCR Ratio | 1.79x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1911
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59479, Stanford, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 442 (100%) |
| Owner Occupied HU | 287 (64.9%) |
| Renter Occupied HU | 78 (17.6%) |
| Vacant Housing Units | 77 (17.4%) |
| Median Home Value | $243,421 |
| Average Home Value | $307,439 |
Housing Distribution
Address Breakdown
Residential
113
Single Family
101
Multi-Family
12
Businesses
53
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1911
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59479, Stanford, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 442 (100%) |
| Owner Occupied HU | 287 (64.9%) |
| Renter Occupied HU | 78 (17.6%) |
| Vacant Housing Units | 77 (17.4%) |
| Median Home Value | $243,421 |
| Average Home Value | $307,439 |
Housing Distribution
Address Breakdown
Residential
113
Single Family
101
Multi-Family
12
Businesses
53
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices