119 2nd StGuytonGA31312
INVESTMENT ANALYSIS
Investment Verdict
Solid Income119 2nd St, Guyton, GA, 31312 in Guyton is a solid income-producing rental, 9.49% gross yield, $1,147/mo rent, $265/mo net cash flow on a $145,000 buy. DSCR 1.76 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $40,061 and $1,335/yr in principal reduction project a total cumulative return of $71,986.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.0% |
| Monthly Cash Flow | $265 | $300 |
City averages based on Guyton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,147 |
| Total Monthly Debt Service | $825 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1985
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31312, Guyton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,017 (100%) |
| Owner Occupied HU | 8,270 (82.6%) |
| Renter Occupied HU | 1,275 (12.7%) |
| Vacant Housing Units | 472 ( 4.7%) |
| Median Home Value | $305,955 |
| Average Home Value | $319,475 |
Housing Distribution
Address Breakdown
Residential
9,606
Single Family
9,568
Multi-Family
38
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1985
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31312, Guyton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,017 (100%) |
| Owner Occupied HU | 8,270 (82.6%) |
| Renter Occupied HU | 1,275 (12.7%) |
| Vacant Housing Units | 472 ( 4.7%) |
| Median Home Value | $305,955 |
| Average Home Value | $319,475 |
Housing Distribution
Address Breakdown
Residential
9,606
Single Family
9,568
Multi-Family
38
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Chelsey Oherron • Realty One Group Inclusion
Mls Name: Savannah Multi-List Corp
Mls Provider:
Mls ID: #325133
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.