1185 E Ramblewood DrDinubaCA93618
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 1185 E Ramblewood Dr, Dinuba, CA, 93618 in Dinuba is narrow, $142/mo net on $3,142/mo rent after the $2,180/mo debt service, but the property operates at break-even-plus, not a loss. At $484,900 with a 7.77% yield, the long-run equity case via 5% appreciation ($133,969 over five years) and $4,466/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.44 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $193,069.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 7.0% |
| Monthly Cash Flow | $142 | $1,200 |
City averages based on Dinuba market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,142 |
| Total Monthly Debt Service | $2,807 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93618, Dinuba, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,214 (100%) |
| Owner Occupied HU | 4,987 (54.1%) |
| Renter Occupied HU | 3,874 (42.0%) |
| Vacant Housing Units | 353 ( 3.8%) |
| Median Home Value | $329,400 |
| Average Home Value | $378,255 |
Housing Distribution
Address Breakdown
Residential
8,988
Single Family
8,081
Multi-Family
907
Businesses
579
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93618, Dinuba, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,214 (100%) |
| Owner Occupied HU | 4,987 (54.1%) |
| Renter Occupied HU | 3,874 (42.0%) |
| Vacant Housing Units | 353 ( 3.8%) |
| Median Home Value | $329,400 |
| Average Home Value | $378,255 |
Housing Distribution
Address Breakdown
Residential
8,988
Single Family
8,081
Multi-Family
907
Businesses
579
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brent A Hawker • Brent Andrew Hawker Broker
Mls Name: CSMAOR
Mls ID: #226000688