1185 Brook RdMiltonMA02186
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play1185 Brook Rd, Milton, MA, 02186 in Milton is priced for appreciation, not yield. Rental yield 4.8%. At $1,225,000 with a 4.8% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $338,445 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.89) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $283,386.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 5.1% |
| Monthly Cash Flow | $(2,824) | $350 |
City averages based on Milton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,897 |
| Total Monthly Debt Service | $7,234 |
| DSCR Ratio | 0.68x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1928
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02186, Milton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,884 (100%) |
| Owner Occupied HU | 7,881 (79.7%) |
| Renter Occupied HU | 1,685 (17.0%) |
| Vacant Housing Units | 318 ( 3.2%) |
| Median Home Value | $949,469 |
| Average Home Value | $1,103,733 |
Housing Distribution
Address Breakdown
Residential
9,670
Single Family
8,817
Multi-Family
853
Businesses
445
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1928
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02186, Milton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,884 (100%) |
| Owner Occupied HU | 7,881 (79.7%) |
| Renter Occupied HU | 1,685 (17.0%) |
| Vacant Housing Units | 318 ( 3.2%) |
| Median Home Value | $949,469 |
| Average Home Value | $1,103,733 |
Housing Distribution
Address Breakdown
Residential
9,670
Single Family
8,817
Multi-Family
853
Businesses
445
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73482265