11841 Covered Bridge RdBrookwoodAL35444
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 11841 Covered Bridge Rd, Brookwood, AL, 35444 in Brookwood is listed at $259,900 and delivers $1,860/mo in rent and $393/mo in net monthly cash flow. The 8.59% yield and 1.59 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $71,806 over five years, and $2,394/yr in principal reduction supplements cash return. Total projected cumulative return: $123,240.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 7.0% |
| Monthly Cash Flow | $393 | $300 |
City averages based on Brookwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,860 |
| Total Monthly Debt Service | $1,364 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
0.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35444, Brookwood, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,036 (100%) |
| Owner Occupied HU | 1,414 (69.4%) |
| Renter Occupied HU | 360 (17.7%) |
| Vacant Housing Units | 262 (12.9%) |
| Median Home Value | $232,959 |
| Average Home Value | $259,457 |
Housing Distribution
Address Breakdown
Residential
1,818
Single Family
1,818
Multi-Family
0
Businesses
99
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
0.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35444, Brookwood, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,036 (100%) |
| Owner Occupied HU | 1,414 (69.4%) |
| Renter Occupied HU | 360 (17.7%) |
| Vacant Housing Units | 262 (12.9%) |
| Median Home Value | $232,959 |
| Average Home Value | $259,457 |
Housing Distribution
Address Breakdown
Residential
1,818
Single Family
1,818
Multi-Family
0
Businesses
99
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices