11824 Old Main RdSilver CreekNY14136
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 11824 Old Main Rd, Silver Creek, NY, 14136 in Silver Creek hard to pass up. The 10.35% gross yield on a $274,900 purchase results in $2,370/mo in rent and $534/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (1.92). Annual cash flow of $6,411, five-year appreciation of $75,950, and $2,532/yr in equity build-up combine for a projected total cumulative return of $139,230.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.2% |
| Monthly Cash Flow | $534 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,370 |
| Total Monthly Debt Service | $1,726 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
1.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14136, Silver Creek, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,477 (100%) |
| Owner Occupied HU | 1,653 (66.7%) |
| Renter Occupied HU | 455 (18.4%) |
| Vacant Housing Units | 369 (14.9%) |
| Median Home Value | $158,902 |
| Average Home Value | $190,555 |
Housing Distribution
Address Breakdown
Residential
2,197
Single Family
2,147
Multi-Family
50
Businesses
138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
1.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14136, Silver Creek, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,477 (100%) |
| Owner Occupied HU | 1,653 (66.7%) |
| Renter Occupied HU | 455 (18.4%) |
| Vacant Housing Units | 369 (14.9%) |
| Median Home Value | $158,902 |
| Average Home Value | $190,555 |
Housing Distribution
Address Breakdown
Residential
2,197
Single Family
2,147
Multi-Family
50
Businesses
138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: NYSAMLSs
Mls ID: #R1666249