1182 Us Highway 280 ELyonsGA30436
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Lyons rental at 1182 Us Highway 280 E, Lyons, GA, 30436 sits in the solid-income band: 9.75% gross yield, $1,787/mo rent, $448/mo net after the $1,043/mo debt service, DSCR 1.71. Entry price of $220,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $60,782 and $1,844/yr in principal reduction bring total cumulative return to $108,020.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 8.0% |
| Monthly Cash Flow | $448 | $300 |
City averages based on Lyons market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,787 |
| Total Monthly Debt Service | $1,305 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1936
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30436, Lyons, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,334 (100%) |
| Owner Occupied HU | 3,005 (56.3%) |
| Renter Occupied HU | 1,539 (28.9%) |
| Vacant Housing Units | 790 (14.8%) |
| Median Home Value | $127,448 |
| Average Home Value | $179,259 |
Housing Distribution
Address Breakdown
Residential
4,729
Single Family
4,661
Multi-Family
68
Businesses
390
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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