1182 State Route 170Little FallsNY13365
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 1182 State Route 170, Little Falls, NY, 13365 in Little Falls. Rental yield 0.52%. At $549,900 with 0.52% gross yield, current distributions are modest, but the 5% appreciation rate projects $151,927 in new equity by year five, complemented by $5,065/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.10) allows non-U.S. residents to acquire without W-2s or domestic credit.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0.5% | 6.2% |
| Monthly Cash Flow | $(3,433) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $239 |
| Total Monthly Debt Service | $3,453 |
| DSCR Ratio | 0.07x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
24 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13365, Little Falls, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,311 (100%) |
| Owner Occupied HU | 2,402 (55.7%) |
| Renter Occupied HU | 1,089 (25.3%) |
| Vacant Housing Units | 820 (19.0%) |
| Median Home Value | $155,128 |
| Average Home Value | $209,972 |
Housing Distribution
Address Breakdown
Residential
3,616
Single Family
3,380
Multi-Family
236
Businesses
227
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
24 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13365, Little Falls, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,311 (100%) |
| Owner Occupied HU | 2,402 (55.7%) |
| Renter Occupied HU | 1,089 (25.3%) |
| Vacant Housing Units | 820 (19.0%) |
| Median Home Value | $155,128 |
| Average Home Value | $209,972 |
Housing Distribution
Address Breakdown
Residential
3,616
Single Family
3,380
Multi-Family
236
Businesses
227
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kimberly L Defaria • River Hills Properties LLC Barn
Mls Name: NYSAMLSs
Mls ID: #S1627672