11804 Vista Verde CvAustinTX78732
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 11804 Vista Verde Cv, Austin, TX, 78732 in Austin fits: $999,000, 4.36% gross yield, and a projected 5% annual appreciation rate adding $276,005 in value within five years. Rental yield 4.36%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.81) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $9,201/yr in principal paydown and $276,005 in appreciation project a total return of $159,290.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.4% | 4.5% |
| Monthly Cash Flow | $(3,474) | $1,850 |
City averages based on Austin market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,630 |
| Total Monthly Debt Service | $6,707 |
| DSCR Ratio | 0.54x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2014
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78732, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,811 (100%) |
| Owner Occupied HU | 4,680 (68.7%) |
| Renter Occupied HU | 1,749 (25.7%) |
| Vacant Housing Units | 382 ( 5.6%) |
| Median Home Value | $800,474 |
| Average Home Value | $917,193 |
Housing Distribution
Address Breakdown
Residential
6,720
Single Family
5,482
Multi-Family
1,238
Businesses
171
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2014
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78732, Austin, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,811 (100%) |
| Owner Occupied HU | 4,680 (68.7%) |
| Renter Occupied HU | 1,749 (25.7%) |
| Vacant Housing Units | 382 ( 5.6%) |
| Median Home Value | $800,474 |
| Average Home Value | $917,193 |
Housing Distribution
Address Breakdown
Residential
6,720
Single Family
5,482
Multi-Family
1,238
Businesses
171
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices