118 S Oklahoma StGuymonOK73942
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 118 S Oklahoma St, Guymon, OK, 73942 in Guymon: $1,682/mo in rent, $603/mo net, 11.95% gross yield, all on a $169,000 acquisition. The 2.21 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $46,692 in value, and $1,557/yr in principal paydown steadily builds equity. Projected total cumulative return: $103,015.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12% | 6.2% |
| Monthly Cash Flow | $603 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,682 |
| Total Monthly Debt Service | $1,012 |
| DSCR Ratio | 1.66x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73942, Guymon, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,612 (100%) |
| Owner Occupied HU | 2,762 (49.2%) |
| Renter Occupied HU | 2,282 (40.7%) |
| Vacant Housing Units | 568 (10.1%) |
| Median Home Value | $171,086 |
| Average Home Value | $183,779 |
Housing Distribution
Address Breakdown
Residential
4,911
Single Family
4,636
Multi-Family
275
Businesses
630
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73942, Guymon, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,612 (100%) |
| Owner Occupied HU | 2,762 (49.2%) |
| Renter Occupied HU | 2,282 (40.7%) |
| Vacant Housing Units | 568 (10.1%) |
| Median Home Value | $171,086 |
| Average Home Value | $183,779 |
Housing Distribution
Address Breakdown
Residential
4,911
Single Family
4,636
Multi-Family
275
Businesses
630
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices