118 Regulator Dr NCambridgeMD21613
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Cambridge rentals match the income profile of 118 Regulator Dr N, Cambridge, MD, 21613. Listed at $409,900, gross rent is $3,575/mo and net cash flow is $1,025/mo, a 10.47% yield well above national averages. DSCR 1.94 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $113,248 by year five with $3,775/yr in annual principal reduction, projecting $221,492 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 5.5% |
| Monthly Cash Flow | $1,025 | $850 |
City averages based on Cambridge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,575 |
| Total Monthly Debt Service | $2,386 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2008
10,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21613, Cambridge, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,537 (100%) |
| Owner Occupied HU | 4,519 (47.4%) |
| Renter Occupied HU | 3,505 (36.8%) |
| Vacant Housing Units | 1,513 (15.9%) |
| Median Home Value | $298,117 |
| Average Home Value | $357,441 |
Housing Distribution
Address Breakdown
Residential
9,288
Single Family
8,313
Multi-Family
975
Businesses
864
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2008
10,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21613, Cambridge, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,537 (100%) |
| Owner Occupied HU | 4,519 (47.4%) |
| Renter Occupied HU | 3,505 (36.8%) |
| Vacant Housing Units | 1,513 (15.9%) |
| Median Home Value | $298,117 |
| Average Home Value | $357,441 |
Housing Distribution
Address Breakdown
Residential
9,288
Single Family
8,313
Multi-Family
975
Businesses
864
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices