118 Old Roosa Gap RoadBloomingburgNY12721
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 118 Old Roosa Gap Road, Bloomingburg, NY, 12721 in Bloomingburg deserves attention. This $589,900 property earns $6,120/mo in rent, a 12.45% gross yield, and nets $2,181/mo after the $2,653/mo payment. DSCR 2.31 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $162,978 compounds alongside $5,433/yr in yearly equity build, for a total cumulative return of $365,284.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.5% | 6.2% |
| Monthly Cash Flow | $2,181 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $6,120 |
| Total Monthly Debt Service | $3,705 |
| DSCR Ratio | 1.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1920
7.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12721, Bloomingburg, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,054 (100%) |
| Owner Occupied HU | 2,040 (66.8%) |
| Renter Occupied HU | 603 (19.7%) |
| Vacant Housing Units | 411 (13.5%) |
| Median Home Value | $350,820 |
| Average Home Value | $375,200 |
Housing Distribution
Address Breakdown
Residential
2,569
Single Family
2,569
Multi-Family
0
Businesses
109
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1920
7.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12721, Bloomingburg, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,054 (100%) |
| Owner Occupied HU | 2,040 (66.8%) |
| Renter Occupied HU | 603 (19.7%) |
| Vacant Housing Units | 411 (13.5%) |
| Median Home Value | $350,820 |
| Average Home Value | $375,200 |
Housing Distribution
Address Breakdown
Residential
2,569
Single Family
2,569
Multi-Family
0
Businesses
109
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: OneKey MLS as distributed by MLS GRID
Mls ID: #983246