118 E Santa Cruz RdHuachuca CityAZ85616
INVESTMENT ANALYSIS
Investment Verdict
Solid Income118 E Santa Cruz Rd, Huachuca City, AZ, 85616 in Huachuca City is a solid income-producing rental, 9.86% gross yield, $1,561/mo rent, $438/mo net cash flow on a $190,000 buy. DSCR 1.83 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $52,494 and $1,750/yr in principal reduction project a total cumulative return of $100,023.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 8.0% |
| Monthly Cash Flow | $438 | $500 |
City averages based on Huachuca City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,561 |
| Total Monthly Debt Service | $1,048 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85616, Huachuca City, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,681 (100%) |
| Owner Occupied HU | 1,855 (69.2%) |
| Renter Occupied HU | 520 (19.4%) |
| Vacant Housing Units | 306 (11.4%) |
| Median Home Value | $265,575 |
| Average Home Value | $301,546 |
Housing Distribution
Address Breakdown
Residential
2,525
Single Family
2,501
Multi-Family
24
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85616, Huachuca City, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,681 (100%) |
| Owner Occupied HU | 1,855 (69.2%) |
| Renter Occupied HU | 520 (19.4%) |
| Vacant Housing Units | 306 (11.4%) |
| Median Home Value | $265,575 |
| Average Home Value | $301,546 |
Housing Distribution
Address Breakdown
Residential
2,525
Single Family
2,501
Multi-Family
24
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS of Southern Arizona
Mls ID: #22606129