118 Blueberry Hill RdLongmeadowMA01106
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 118 Blueberry Hill Rd, Longmeadow, MA, 01106 in Longmeadow at $735,000 earns $4,766/mo in rent and nets $134/mo after the $3,305/mo payment, a 7.78% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $203,067 over five years. Ziffy Mortgage underwrites this on a 1.44 DSCR without U.S. credit history. With $6,769/yr in principal paydown, total projected return reaches $287,639.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 5.3% |
| Monthly Cash Flow | $134 | $1,200 |
City averages based on Longmeadow market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,766 |
| Total Monthly Debt Service | $4,340 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1971
0.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01106, Longmeadow, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,139 (100%) |
| Owner Occupied HU | 5,208 (84.8%) |
| Renter Occupied HU | 699 (11.4%) |
| Vacant Housing Units | 232 ( 3.8%) |
| Median Home Value | $486,834 |
| Average Home Value | $515,036 |
Housing Distribution
Address Breakdown
Residential
6,066
Single Family
5,609
Multi-Family
457
Businesses
202
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1971
0.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01106, Longmeadow, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,139 (100%) |
| Owner Occupied HU | 5,208 (84.8%) |
| Renter Occupied HU | 699 (11.4%) |
| Vacant Housing Units | 232 ( 3.8%) |
| Median Home Value | $486,834 |
| Average Home Value | $515,036 |
Housing Distribution
Address Breakdown
Residential
6,066
Single Family
5,609
Multi-Family
457
Businesses
202
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73486913