11770 SE 196th LnDunnellonFL34431
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 11770 SE 196th Ln, Dunnellon, FL, 34431 in Dunnellon: $2,094/mo in rent, $213/mo in net income, 8.86% gross yield, 1.64 DSCR, all at $283,500. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $78,326 in appreciation and $2,611/yr in principal paydown projects total cumulative return of $121,762.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 7.0% |
| Monthly Cash Flow | $213 | $350 |
City averages based on Dunnellon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,094 |
| Total Monthly Debt Service | $1,769 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34431, Dunnellon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,970 (100%) |
| Owner Occupied HU | 3,745 (75.4%) |
| Renter Occupied HU | 624 (12.6%) |
| Vacant Housing Units | 601 (12.1%) |
| Median Home Value | $238,809 |
| Average Home Value | $256,672 |
Housing Distribution
Address Breakdown
Residential
4,567
Single Family
4,567
Multi-Family
0
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34431, Dunnellon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,970 (100%) |
| Owner Occupied HU | 3,745 (75.4%) |
| Renter Occupied HU | 624 (12.6%) |
| Vacant Housing Units | 601 (12.1%) |
| Median Home Value | $238,809 |
| Average Home Value | $256,672 |
Housing Distribution
Address Breakdown
Residential
4,567
Single Family
4,567
Multi-Family
0
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices