1172 Kirkford WayThousand OaksCA91361
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 1172 Kirkford Way, Thousand Oaks, CA, 91361 in Thousand Oaks. Priced at $505,000, it generates $5,164/mo in gross rent and $1,430/mo in net monthly cash flow, a 12.27% yield that comfortably supports the 2.27 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $17,155. Five-year appreciation: $139,522. Equity from principal paydown: $4,651/yr. Total projected cumulative return: $286,153.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 4.5% |
| Monthly Cash Flow | $1,430 | $1,500 |
City averages based on Thousand Oaks market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,164 |
| Total Monthly Debt Service | $3,533 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1972
3,049 sqft lot
$N/A/sqft
$610 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91361, Westlake Village, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,955 (100%) |
| Owner Occupied HU | 6,051 (67.6%) |
| Renter Occupied HU | 2,408 (26.9%) |
| Vacant Housing Units | 496 ( 5.5%) |
| Median Home Value | $1,420,879 |
| Average Home Value | $1,473,927 |
Housing Distribution
Address Breakdown
Residential
8,599
Single Family
7,536
Multi-Family
1,063
Businesses
1,425
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1972
3,049 sqft lot
$N/A/sqft
$610 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91361, Westlake Village, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,955 (100%) |
| Owner Occupied HU | 6,051 (67.6%) |
| Renter Occupied HU | 2,408 (26.9%) |
| Vacant Housing Units | 496 ( 5.5%) |
| Median Home Value | $1,420,879 |
| Average Home Value | $1,473,927 |
Housing Distribution
Address Breakdown
Residential
8,599
Single Family
7,536
Multi-Family
1,063
Businesses
1,425
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices