1172 2nd AveBellaireOH43906
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 1172 2nd Ave, Bellaire, OH, 43906 in Bellaire is a conservative rental investment at $149,000. Rental yield 6.28%. A 1.16 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $41,166; $1,372/yr in principal paydown supplements. Total projected return: $43,924.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 6.2% |
| Monthly Cash Flow | $(200) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $780 |
| Total Monthly Debt Service | $921 |
| DSCR Ratio | 0.85x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43906, Bellaire, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,001 (100%) |
| Owner Occupied HU | 2,340 (58.5%) |
| Renter Occupied HU | 1,140 (28.5%) |
| Vacant Housing Units | 521 (13.0%) |
| Median Home Value | $142,530 |
| Average Home Value | $164,160 |
Housing Distribution
Address Breakdown
Residential
3,408
Single Family
3,271
Multi-Family
137
Businesses
249
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43906, Bellaire, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,001 (100%) |
| Owner Occupied HU | 2,340 (58.5%) |
| Renter Occupied HU | 1,140 (28.5%) |
| Vacant Housing Units | 521 (13.0%) |
| Median Home Value | $142,530 |
| Average Home Value | $164,160 |
Housing Distribution
Address Breakdown
Residential
3,408
Single Family
3,271
Multi-Family
137
Businesses
249
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jenna Mayeres • Real of Ohio
Mls Name: MLS Now
Mls Provider:
Mls ID: #5129083
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