11716 Hemlock StEl MonteCA91732
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.95% gross rental yield, 11716 Hemlock St, El Monte, CA, 91732 in El Monte is priced for capital growth, not immediate cash flow. The $700,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $193,397 by year five, with $6,447/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.92) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $172,706.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 5.0% |
| Monthly Cash Flow | $(1,441) | $1,200 |
City averages based on El Monte market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,890 |
| Total Monthly Debt Service | $4,052 |
| DSCR Ratio | 0.71x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1939
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91732, El Monte, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,272 (100%) |
| Owner Occupied HU | 6,874 (42.2%) |
| Renter Occupied HU | 8,949 (55.0%) |
| Vacant Housing Units | 449 ( 2.8%) |
| Median Home Value | $730,825 |
| Average Home Value | $782,733 |
Housing Distribution
Address Breakdown
Residential
15,548
Single Family
11,316
Multi-Family
4,232
Businesses
978
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1939
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91732, El Monte, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,272 (100%) |
| Owner Occupied HU | 6,874 (42.2%) |
| Renter Occupied HU | 8,949 (55.0%) |
| Vacant Housing Units | 449 ( 2.8%) |
| Median Home Value | $730,825 |
| Average Home Value | $782,733 |
Housing Distribution
Address Breakdown
Residential
15,548
Single Family
11,316
Multi-Family
4,232
Businesses
978
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Hector Perez • Coldwell Banker Envision
Mls Name: CRMLS
Mls ID: #RS25145050