11710 Keystone LnMarriottsvilleMD21104
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play11710 Keystone Ln, Marriottsville, MD, 21104 in Marriottsville is priced for appreciation, not yield. Rental yield 5.71%. At $859,000 with a 5.71% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $237,326 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (1.06) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $244,885.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 5.3% |
| Monthly Cash Flow | $(1,363) | $400 |
City averages based on Marriottsville market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,085 |
| Total Monthly Debt Service | $5,001 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2024
2,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21104, Marriottsville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,076 (100%) |
| Owner Occupied HU | 1,914 (92.2%) |
| Renter Occupied HU | 116 ( 5.6%) |
| Vacant Housing Units | 46 ( 2.2%) |
| Median Home Value | $721,154 |
| Average Home Value | $753,484 |
Housing Distribution
Address Breakdown
Residential
2,162
Single Family
2,051
Multi-Family
111
Businesses
116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2024
2,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21104, Marriottsville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,076 (100%) |
| Owner Occupied HU | 1,914 (92.2%) |
| Renter Occupied HU | 116 ( 5.6%) |
| Vacant Housing Units | 46 ( 2.2%) |
| Median Home Value | $721,154 |
| Average Home Value | $753,484 |
Housing Distribution
Address Breakdown
Residential
2,162
Single Family
2,051
Multi-Family
111
Businesses
116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #MDHW2068742