1170 W Elm St, Stockton, CA, 95203 | $638/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Stockton at 1170 W Elm St, Stockton, CA, 95203 offers $3,456/mo rent that, after a $2,203/mo payment, leaves $638/mo cash flow. Total monthly income is $3,456/mo, and annual cash flow is $7,652/yr on $149,175 cash. Return on cash invested measures 25.04% in year one, and rental yield stands at 9.22% at a $450,000 entry. Equity gained on principal adds $2,904/yr while 5% annual appreciation compounds into $124,327 by year five. Five-year ROI records 130.45% and total cumulative return in cash reaches $194,598. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $3,456/mo property income versus a $2,203/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1930

5,001 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95203, Stockton, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,194 (100%)
Owner Occupied HU	2,285 (36.9%)
Renter Occupied HU	3,475 (56.1%)
Vacant Housing Units	434 ( 7.0%)
Median Home Value	$396,223
Average Home Value	$493,610