117 W Spruce StLibbyMT59923
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Libby at 117 W Spruce St, Libby, MT, 59923 offers a 12.87% rental yield on a $138,400 purchase with $1,484/mo rent. Total monthly income registers $1,484/mo, and a $677/mo payment leaves $676/mo available for distribution. Annual cash flow reaches $8,106/yr on $45,880 to close, and return on cash invested stands at 37.58% in year one. Equity gained on principal adds $893/yr while 5% annual appreciation supports $38,237 over five years. Portfolio math shows five-year ROI at 197.19% and total cumulative return in cash at $90,468. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,484/mo property income against a $677/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1952
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59923, Libby, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,723 (100%) |
| Owner Occupied HU | 3,856 (67.4%) |
| Renter Occupied HU | 1,196 (20.9%) |
| Vacant Housing Units | 671 (11.7%) |
| Median Home Value | $276,023 |
| Average Home Value | $389,054 |
Housing Distribution
Address Breakdown
Residential
4,589
Single Family
4,504
Multi-Family
85
Businesses
543
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