117 W Piedmont StKeyserWV26726
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 117 W Piedmont St, Keyser, WV, 26726 in Keyser. At $165,000 it earns $1,199/mo in rent and distributes $244/mo to the owner after the $742/mo payment, a consistent 8.72% yield. DSCR 1.62 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $45,586 in value; $1,520/yr in principal paydown compounds ownership stake. Total projected return: $77,990.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.2% |
| Monthly Cash Flow | $244 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,199 |
| Total Monthly Debt Service | $889 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1900
0.04 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26726, Keyser, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,797 (100%) |
| Owner Occupied HU | 3,635 (62.7%) |
| Renter Occupied HU | 1,435 (24.8%) |
| Vacant Housing Units | 727 (12.5%) |
| Median Home Value | $171,898 |
| Average Home Value | $209,203 |
Housing Distribution
Address Breakdown
Residential
5,903
Single Family
5,735
Multi-Family
168
Businesses
432
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1900
0.04 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26726, Keyser, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,797 (100%) |
| Owner Occupied HU | 3,635 (62.7%) |
| Renter Occupied HU | 1,435 (24.8%) |
| Vacant Housing Units | 727 (12.5%) |
| Median Home Value | $171,898 |
| Average Home Value | $209,203 |
Housing Distribution
Address Breakdown
Residential
5,903
Single Family
5,735
Multi-Family
168
Businesses
432
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: H.D. Coppe • Old Dominion Realty
Mls Name: Bright MLS
Mls ID: #WVMI2003668