117 N Chestnut StMount CarmelPA17851
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow117 N Chestnut St, Mount Carmel, PA, 17851 in Mount Carmel is a top-tier cash-flow asset. At $115,000 it produces $1,418/mo in rent and $665/mo in net monthly income, a 14.8% gross rental yield. The DSCR of 2.74 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $7,978. Five-year appreciation adds $31,772, driving a total cumulative return of $86,591.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 14.8% | 6.2% |
| Monthly Cash Flow | $665 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,418 |
| Total Monthly Debt Service | $708 |
| DSCR Ratio | 2.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1930
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17851, Mount Carmel, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,171 (100%) |
| Owner Occupied HU | 2,209 (53.0%) |
| Renter Occupied HU | 998 (23.9%) |
| Vacant Housing Units | 964 (23.1%) |
| Median Home Value | $90,739 |
| Average Home Value | $132,784 |
Housing Distribution
Address Breakdown
Residential
3,571
Single Family
3,446
Multi-Family
125
Businesses
230
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1930
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17851, Mount Carmel, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,171 (100%) |
| Owner Occupied HU | 2,209 (53.0%) |
| Renter Occupied HU | 998 (23.9%) |
| Vacant Housing Units | 964 (23.1%) |
| Median Home Value | $90,739 |
| Average Home Value | $132,784 |
Housing Distribution
Address Breakdown
Residential
3,571
Single Family
3,446
Multi-Family
125
Businesses
230
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: DWIGHT D LAUVER • BOWEN AGENCY INC., REALTORS SELINSGROVE
Mls Name: CSVBOR
Mls ID: #20-100274
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.