117 Harvest Hill TrlPollockLA71467
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 117 Harvest Hill Trl, Pollock, LA, 71467 in Pollock is capital appreciation. Rental yield 5.73%. The 5.73% gross yield at $289,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $79,845 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (1.06) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $81,340.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 7.0% |
| Monthly Cash Flow | $(441) | $450 |
City averages based on Pollock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,380 |
| Total Monthly Debt Service | $1,706 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2014
1.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71467, Pollock, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,400 (100%) |
| Owner Occupied HU | 1,692 (70.5%) |
| Renter Occupied HU | 405 (16.9%) |
| Vacant Housing Units | 303 (12.6%) |
| Median Home Value | $203,049 |
| Average Home Value | $199,569 |
Housing Distribution
Address Breakdown
Residential
2,234
Single Family
2,234
Multi-Family
0
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2014
1.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71467, Pollock, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,400 (100%) |
| Owner Occupied HU | 1,692 (70.5%) |
| Renter Occupied HU | 405 (16.9%) |
| Vacant Housing Units | 303 (12.6%) |
| Median Home Value | $203,049 |
| Average Home Value | $199,569 |
Housing Distribution
Address Breakdown
Residential
2,234
Single Family
2,234
Multi-Family
0
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Manli Teng • CALL THE KELONES REALTY
Mls Name: GCLRA
Mls Provider:
Mls ID: #2505107
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.