117 Ayers Point Road, Old Saybrook, CT, 06475 | $891/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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117 Ayers Point Road, Old Saybrook, CT, 06475 | $891/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Old Saybrook at 117 Ayers Point Road, Old Saybrook, CT, 06475 offers $5,647/mo rent that, after a $3,426/mo payment, leaves $891/mo cash flow. Total monthly income is $5,647/mo, and annual cash flow is $10,694/yr on $230,267 cash. Return on cash invested measures 24.7% in year one, and rental yield stands at 9.68% at a $699,900 entry. Equity gained on principal adds $4,516/yr while 5% annual appreciation compounds into $193,369 by year five. Five-year ROI records 129.34% and total cumulative return in cash reaches $297,824. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $5,647/mo property income versus a $3,426/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 1987

1.18 Acres lot

$N/A/sqft

No HOA

More details about the property

Nestled on a serene, 1.18-acre lot in desirable Ayer's Point neighborhood with private pond-enjoy the view or go fishing in summer and ice skating in winter. This charming Colonial offers a perfect blend of traditional elegance and modern comfort. Featuring nearly 2,824 sq ft of above-grade living on two stories, enter into the foyer and then enjoy the front to back living room with fireplace, formal dining room, powder room as well as a first floor office and walk up great room featuring vaulted ceilings, exposed beams and a gas fireplace, the spacious kitchen with stainless steel appliances and breakfast bar flows seamlessly onto a generous deck-perfect for summer barbecues or peaceful morning coffee. The first floor has gorgeous hardwood flooring. The primary bedroom suite boasts dual walk-in closets and a sitting area, accompanied by a full bath, while 3 additional bedrooms accommodate family or guests. Storage is ample, with a walk-up attic, full unfinished basement with hatchway, and a two-car garage. Thoughtful features include central air, ceiling fans, private well and septic, oil-fired baseboard heat, new oil tank, new siding and convenient main-level laundry. This property exudes privacy thanks to its lightly wooded surroundings, yet remains well-connected to local amenities, schools and major routes. 4 minutes to the OS racquet club, 13 minutes to town beach. Don't miss this rare opportunity-where classic Colonial charm meets lifestyle convenience.

Neighborhood Data

Neighborhood data shown for ZIP Code: 06475, Old Saybrook, CT area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,058 (100%)
Owner Occupied HU	3,919 (64.7%)
Renter Occupied HU	884 (14.6%)
Vacant Housing Units	1,255 (20.7%)
Median Home Value	$588,618
Average Home Value	$749,501