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Get DSCR Rental Loan Rate Quote
$114,000
3 bds•2 ba•1568sqft

116871 S 4120th Rd,Eufaula,OK,74432

9.54%
Gross Yield
25.37%
ROI
$906/m
Est. Rent
$0
Total Investment
$0
Down Payment
$0
Closing Costs
Gallery⭐   Investment VerdictCalculatorComps and Overview

INVESTMENT ANALYSIS

Investment Verdict

Solid Income

This is a cash-flow-light asset: 116871 S 4120th Rd, Eufaula, OK, 74432 in Eufaula, $114,000, 9.54% gross yield, $178/mo net income. Consider it a market-entry position, the $906/mo rent covers the $540/mo payment with a margin, and 5%/yr appreciation is projected to add $31,496 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.68) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $52,667.

This PropertyNational Avg
Gross Rental Yield9.5%6.2%
Monthly Cash Flow$178$180

National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.

DSCR Rental Loan Qualification

1.28× DSCR
✓ Comfortably qualifies

Qualifies using the property's rental income, not your personal income.

  • ✓No W-2, pay stubs, or tax returns needed
  • ✓Rental income qualifies you
  • ✓Built for real estate investors
Monthly Rental Income$906
Total Monthly Debt Service$710
DSCR Ratio1.28x

Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →

Get Pre-Approved

Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.

Manufactured

Built in 1992

4 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 74432, Eufaula, OK area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)6,575 (100%)
Owner Occupied HU3,236 (49.2%)
Renter Occupied HU901 (13.7%)
Vacant Housing Units2,438 (37.1%)
Median Home Value$180,888
Average Home Value$232,026

Housing Distribution

Address Breakdown

Residential

4,871

Single Family

4,839

Multi-Family

32

Businesses

480

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Loan officer
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NMLS #2625701
Get Pre-Approved

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AI

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics Value
Price $399,900
Est. Rent $3,200/mo
ROI 18%
  • Attractive rent-to-price ratio for income stability
  • Good fit for DSCR financing with healthy coverage
AI
ZiffyAI
Explore more listings using simple english

Nearby investment properties with comparable rents

106 S 2nd St
Investment Property+ 2 more
$ 100,000
ROI
24.6%
Rent
$774 / mo
  • 2 Bed
  • 1 Bath
  • 976 sft
106 S 2nd St, Eufaula, OK, 74432
80 Kelso Rd
Rental Income+ 1 more
$ 100,000
ROI
24.8%
Rent
$778 / mo
  • 2 Bed
  • 2 Bath
  • 1340 sft
80 Kelso Rd, Eufaula, OK, 74432
0 Highway 9
Recently listed
$ 8,250,000
ROI
(2.9)%
Rent
$794 / mo
  • - Bed
  • - Bath
  • - sft
0 Highway 9, Dustin, OK, 74839
410893 E 1211th Rd
Recently listed
$ 100,000
ROI
25.6%
Rent
$802 / mo
  • 2 Bed
  • 2 Bath
  • 868 sft
410893 E 1211th Rd, Eufaula, OK, 74432

Nearby investment properties with comparable prices

106 S 2nd St
Investment Property+ 2 more
$ 100,000
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24.6%
Cash Flow/m
$135
  • 2 Bed
  • 1 Bath
  • 976 sft
106 S 2nd St, Eufaula, OK, 74432
80 Kelso Rd
Rental Income+ 1 more
$ 100,000
ROI
24.8%
Cash Flow/m
$139
  • 2 Bed
  • 2 Bath
  • 1340 sft
80 Kelso Rd, Eufaula, OK, 74432
581 Dozer Mtn
Investment Property+ 2 more
$ 100,000
ROI
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Cash Flow/m
$118
  • 2 Bed
  • 1 Bath
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581 Dozer Mtn, Eufaula, OK, 74432
410893 E 1211th Rd
Recently listed
$ 100,000
ROI
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Cash Flow/m
$163
  • 2 Bed
  • 2 Bath
  • 868 sft
410893 E 1211th Rd, Eufaula, OK, 74432
Loan officer
Loan officer
Loan officer
Powered by
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NMLS #2625701
Get Pre-Approved

Listed by: Andrea Dickerson • C21/First Choice Realty 

Mls Name: MLS Technology, Inc.

Mls Provider:Mls

Mls ID: #2512060

Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Oklahoma•Eufaula•116871 S 4120th Rd
AI
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© 2026 HomeAbroad Inc. DBA Ziffy. All Rights Reserved.

Home loan lending products are offered by HomeAbroad Loans LLC DBA Ziffy Mortgage, a 100% owned subsidiary of HomeAbroad Inc. HomeAbroad Loans LLC DBA Ziffy Mortgage is a licensed mortgage company. NMLS #2625701 | NMLS Consumer Access. Loans made or arranged pursuant to applicable state law.

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Manufactured

Built in 1992

4 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 74432, Eufaula, OK area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)6,575 (100%)
Owner Occupied HU3,236 (49.2%)
Renter Occupied HU901 (13.7%)
Vacant Housing Units2,438 (37.1%)
Median Home Value$180,888
Average Home Value$232,026

Housing Distribution

Address Breakdown

Residential

4,871

Single Family

4,839

Multi-Family

32

Businesses

480