1166 Community Beach Rd, Centralia, IL, 62801 | 4.8% Rental Yield

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $1,160/mo, and a $1,419/mo payment. Purchase price stands at $289,900, and rental yield measures 4.8% with $1,160/mo rent. Return on cash invested shows 9.28% in year one, and 5% annual appreciation builds toward $80,094 over five years. Five-year ROI reaches 46.9% and total cumulative return in cash records $45,069. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,160/mo property income covering a $1,419/mo payment rather than investor’s personal income.

Single Family

Built in 1983

5 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 62801, Centralia, IL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,262 (100%)
Owner Occupied HU	5,699 (61.5%)
Renter Occupied HU	2,379 (25.7%)
Vacant Housing Units	1,184 (12.8%)
Median Home Value	$103,671
Average Home Value	$137,404