11645 Wiggins CtYucaipaCA92399
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 11645 Wiggins Ct, Yucaipa, CA, 92399 in Yucaipa is a conservative rental investment at $939,000. Rental yield 6.5%. A 1.21 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $259,428; $8,648/yr in principal paydown supplements. Total projected return: $309,711.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 6.0% |
| Monthly Cash Flow | $(721) | $400 |
City averages based on Yucaipa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,088 |
| Total Monthly Debt Service | $5,435 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
10,871 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92399, Yucaipa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,224 (100%) |
| Owner Occupied HU | 15,042 (70.9%) |
| Renter Occupied HU | 5,426 (25.6%) |
| Vacant Housing Units | 756 ( 3.6%) |
| Median Home Value | $557,545 |
| Average Home Value | $555,572 |
Housing Distribution
Address Breakdown
Residential
20,511
Single Family
20,203
Multi-Family
308
Businesses
1,129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
10,871 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92399, Yucaipa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,224 (100%) |
| Owner Occupied HU | 15,042 (70.9%) |
| Renter Occupied HU | 5,426 (25.6%) |
| Vacant Housing Units | 756 ( 3.6%) |
| Median Home Value | $557,545 |
| Average Home Value | $555,572 |
Housing Distribution
Address Breakdown
Residential
20,511
Single Family
20,203
Multi-Family
308
Businesses
1,129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Valerie Voss • eXp Realty of California Inc.
Mls Name: CRMLS
Mls ID: #IG25156983