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Get DSCR Rental Loan Rate Quote
$550,000
3 bds•3 ba•1424sqft

116433 S 4210th Rd,Eufaula,OK,74432

6.55%
Gross Yield
16.66%
ROI
$3,000/m
Est. Rent
$0
Total Investment
$0
Down Payment
$0
Closing Costs
Gallery⭐   Investment VerdictCalculatorComps and Overview

INVESTMENT ANALYSIS

Investment Verdict

Income-Producing

For first-time U.S. investors or those diversifying conservatively, 116433 S 4210th Rd, Eufaula, OK, 74432 in Eufaula offers a clean, manageable entry. Rental yield 6.55%. DSCR 1.15 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $151,955 in additional property value over five years, with $4,611/yr in principal equity building ownership stake. Total projected cumulative return: $165,746.

This PropertyNational Avg
Gross Rental Yield6.6%6.2%
Monthly Cash Flow$(512)$180

National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.

DSCR Rental Loan Qualification

0.88× DSCR
✗ Below standard threshold

Qualifies using the property's rental income, not your personal income.

  • ✓No W-2, pay stubs, or tax returns needed
  • ✓Rental income qualifies you
  • ✓Built for real estate investors
Monthly Rental Income$3,000
Total Monthly Debt Service$3,428
DSCR Ratio0.88x

Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →

Get Pre-Approved

Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.

Single Family

Built in 2005

0.40 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 74432, Eufaula, OK area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)6,575 (100%)
Owner Occupied HU3,236 (49.2%)
Renter Occupied HU901 (13.7%)
Vacant Housing Units2,438 (37.1%)
Median Home Value$180,888
Average Home Value$232,026

Housing Distribution

Address Breakdown

Residential

4,871

Single Family

4,839

Multi-Family

32

Businesses

480

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Loan officer
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NMLS #2625701
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AI

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics Value
Price $399,900
Est. Rent $3,200/mo
ROI 18%
  • Attractive rent-to-price ratio for income stability
  • Good fit for DSCR financing with healthy coverage
AI
ZiffyAI
Explore more listings using simple english

Nearby investment properties with comparable rents

116307 S 4209th Rd
Recently listed
$ 295,000
ROI
22.7%
Rent
$2,124 / mo
  • 3 Bed
  • 2 Bath
  • 1116 sft
116307 S 4209th Rd, Eufaula, OK, 74432
11586 W Highway 9 #C
$ 420,000
ROI
15.0%
Rent
$2,124 / mo
  • 3 Bed
  • 2 Bath
  • 1902 sft
11586 W Highway 9 #C, Stigler, OK, 74462
424826 E 1165th Rd
Airbnb Potential
$ 619,000
ROI
9.3%
Rent
$2,131 / mo
  • 3 Bed
  • 2 Bath
  • 1618 sft
424826 E 1165th Rd, Eufaula, OK, 74432
424826 E 1165th Rd #16&17
Airbnb Potential+ 1 more
$ 519,000
ROI
11.7%
Rent
$2,140 / mo
  • 3 Bed
  • 2 Bath
  • 1618 sft
424826 E 1165th Rd #16&17, Eufaula, OK, 74432

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5.7%
  • 3 Bed
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420707 E 1166th Rd
Recently listed
$ 469,000
ROI
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Cash Flow/m
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  • 3 Bed
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420707 E 1166th Rd, Eufaula, OK, 74432
Loan officer
Loan officer
Loan officer
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NMLS #2625701
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Listed by: Stephanie Fine • Porches and Pastures 

Mls Name: MLS Technology, Inc.

Mls Provider:Mls

Mls ID: #2523792

Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Oklahoma•Eufaula•116433 S 4210th Rd
AI
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247 Cayuga Rd. Ste 700, Buffalo, New York – 14225
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© 2026 HomeAbroad Inc. DBA Ziffy. All Rights Reserved.

Home loan lending products are offered by HomeAbroad Loans LLC DBA Ziffy Mortgage, a 100% owned subsidiary of HomeAbroad Inc. HomeAbroad Loans LLC DBA Ziffy Mortgage is a licensed mortgage company. NMLS #2625701 | NMLS Consumer Access. Loans made or arranged pursuant to applicable state law.

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Monthly Cash Flow: $1 - $3k+
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Single Family

Built in 2005

0.40 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 74432, Eufaula, OK area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)6,575 (100%)
Owner Occupied HU3,236 (49.2%)
Renter Occupied HU901 (13.7%)
Vacant Housing Units2,438 (37.1%)
Median Home Value$180,888
Average Home Value$232,026

Housing Distribution

Address Breakdown

Residential

4,871

Single Family

4,839

Multi-Family

32

Businesses

480