11635 S Cactus StWelltonAZ85356
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 11635 S Cactus St, Wellton, AZ, 85356 in Wellton. At $335,900 it earns $2,335/mo in rent and distributes $350/mo to the owner after the $1,510/mo payment, a consistent 8.34% yield. DSCR 1.55 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $92,803 in value; $3,094/yr in principal paydown compounds ownership stake. Total projected return: $149,493.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 7.0% |
| Monthly Cash Flow | $350 | $250 |
City averages based on Wellton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,335 |
| Total Monthly Debt Service | $1,852 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
8,832 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85356, Wellton, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,284 (100%) |
| Owner Occupied HU | 1,519 (46.3%) |
| Renter Occupied HU | 290 ( 8.8%) |
| Vacant Housing Units | 1,475 (44.9%) |
| Median Home Value | $233,763 |
| Average Home Value | $224,639 |
Housing Distribution
Address Breakdown
Residential
1,747
Single Family
714
Multi-Family
1,033
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
8,832 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85356, Wellton, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,284 (100%) |
| Owner Occupied HU | 1,519 (46.3%) |
| Renter Occupied HU | 290 ( 8.8%) |
| Vacant Housing Units | 1,475 (44.9%) |
| Median Home Value | $233,763 |
| Average Home Value | $224,639 |
Housing Distribution
Address Breakdown
Residential
1,747
Single Family
714
Multi-Family
1,033
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Triguna Israel • Realty Executives
Mls Name: YARMLS
Mls Provider:
Mls ID: #20241850
Disclaimer: This data is provided by the Yuma Association of REALTORS, Inc. Multiple Listing Service. Real Estate listings held by brokerage firms other than Zillow, Inc. are marked with the Broker Reciprocity(SM) logo or the Broker Reciprocity thumbnail logo. This information is deemed reliable, but not guaranteed.