11619 Picacho StWelltonAZ85356
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder11619 Picacho St, Wellton, AZ, 85356 in Wellton earns a respectable 7.72% gross yield at $305,000, but after the $1,371/mo mortgage the net cash flow is $160/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.43) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $84,266 over five years, making equity the dominant return driver. Total projected return: $125,618.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 7.0% |
| Monthly Cash Flow | $160 | $250 |
City averages based on Wellton market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,963 |
| Total Monthly Debt Service | $1,682 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2018
8,094 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85356, Wellton, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,284 (100%) |
| Owner Occupied HU | 1,519 (46.3%) |
| Renter Occupied HU | 290 ( 8.8%) |
| Vacant Housing Units | 1,475 (44.9%) |
| Median Home Value | $233,763 |
| Average Home Value | $224,639 |
Housing Distribution
Address Breakdown
Residential
1,747
Single Family
714
Multi-Family
1,033
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2018
8,094 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85356, Wellton, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,284 (100%) |
| Owner Occupied HU | 1,519 (46.3%) |
| Renter Occupied HU | 290 ( 8.8%) |
| Vacant Housing Units | 1,475 (44.9%) |
| Median Home Value | $233,763 |
| Average Home Value | $224,639 |
Housing Distribution
Address Breakdown
Residential
1,747
Single Family
714
Multi-Family
1,033
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jesus U Andrade Vargas • Keller Williams Realty Yuma
Mls Name: YARMLS
Mls Provider:
Mls ID: #20253170
Disclaimer: This data is provided by the Yuma Association of REALTORS, Inc. Multiple Listing Service. Real Estate listings held by brokerage firms other than Zillow, Inc. are marked with the Broker Reciprocity(SM) logo or the Broker Reciprocity thumbnail logo. This information is deemed reliable, but not guaranteed.