11600 Neff Ranch DrSparksNV89441
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.03% yield at 11600 Neff Ranch Dr, Sparks, NV, 89441 in Sparks is solid, but the $3,597/mo payment compresses net cash flow to $36/mo at $799,990. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $221,022 by year five, and $7,368/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.30) without U.S. income documentation. Total projected return: $304,456.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 6.0% |
| Monthly Cash Flow | $36 | $300 |
City averages based on Sparks market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,690 |
| Total Monthly Debt Service | $4,335 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
0.32 Acres lot
$N/A/sqft
$31 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
0.32 Acres lot
$N/A/sqft
$31 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices