116 Tuff StDubachLA71235
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 116 Tuff St, Dubach, LA, 71235 in Dubach earns a 10.57% gross yield at $135,000. Rent of $1,189/mo nets $353/mo after the $607/mo mortgage. The 1.96 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $37,298 and $1,243/yr in equity accumulation project a total cumulative return of $73,922.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.5% |
| Monthly Cash Flow | $353 | $400 |
City averages based on Dubach market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,189 |
| Total Monthly Debt Service | $783 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1985
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71235, Dubach, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,987 (100%) |
| Owner Occupied HU | 1,448 (72.9%) |
| Renter Occupied HU | 342 (17.2%) |
| Vacant Housing Units | 197 ( 9.9%) |
| Median Home Value | $181,604 |
| Average Home Value | $237,671 |
Housing Distribution
Address Breakdown
Residential
1,868
Single Family
1,835
Multi-Family
33
Businesses
78
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1985
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71235, Dubach, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,987 (100%) |
| Owner Occupied HU | 1,448 (72.9%) |
| Renter Occupied HU | 342 (17.2%) |
| Vacant Housing Units | 197 ( 9.9%) |
| Median Home Value | $181,604 |
| Average Home Value | $237,671 |
Housing Distribution
Address Breakdown
Residential
1,868
Single Family
1,835
Multi-Family
33
Businesses
78
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices