116 Skyline Dr APT 4RussellvilleAR72802
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 116 Skyline Dr APT 4, Russellville, AR, 72802 in Russellville is narrow, $55/mo net on $2,026/mo rent after the $1,474/mo debt service, but the property operates at break-even-plus, not a loss. At $327,900 with a 7.41% yield, the long-run equity case via 5% appreciation ($90,593 over five years) and $3,020/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.37 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $127,642.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 7.0% |
| Monthly Cash Flow | $55 | $1,200 |
City averages based on Russellville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,026 |
| Total Monthly Debt Service | $1,841 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1990
2,766 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72802, Russellville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,548 (100%) |
| Owner Occupied HU | 6,642 (69.6%) |
| Renter Occupied HU | 2,199 (23.0%) |
| Vacant Housing Units | 707 ( 7.4%) |
| Median Home Value | $245,391 |
| Average Home Value | $253,867 |
Housing Distribution
Address Breakdown
Residential
9,395
Single Family
9,028
Multi-Family
367
Businesses
608
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1990
2,766 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72802, Russellville, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,548 (100%) |
| Owner Occupied HU | 6,642 (69.6%) |
| Renter Occupied HU | 2,199 (23.0%) |
| Vacant Housing Units | 707 ( 7.4%) |
| Median Home Value | $245,391 |
| Average Home Value | $253,867 |
Housing Distribution
Address Breakdown
Residential
9,395
Single Family
9,028
Multi-Family
367
Businesses
608
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Wetzel Group • Arkansas Real Estate Collective
Mls Name: ArkansasOne MLS
Mls ID: #1317382