116 S Church StSouth CharlestonOH45368
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 116 S Church St, South Charleston, OH, 45368 in South Charleston. Priced at $250,000, it generates $2,727/mo in gross rent and $1,017/mo in net monthly cash flow, a 13.09% yield that comfortably supports the 2.43 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $12,208. Five-year appreciation: $69,070. Equity from principal paydown: $2,303/yr. Total projected cumulative return: $164,917.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 13.1% | 6.2% |
| Monthly Cash Flow | $1,017 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,727 |
| Total Monthly Debt Service | $1,545 |
| DSCR Ratio | 1.77x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1884
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45368, South Charleston, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,070 (100%) |
| Owner Occupied HU | 1,503 (72.6%) |
| Renter Occupied HU | 445 (21.5%) |
| Vacant Housing Units | 122 ( 5.9%) |
| Median Home Value | $218,833 |
| Average Home Value | $283,576 |
Housing Distribution
Address Breakdown
Residential
1,665
Single Family
1,440
Multi-Family
225
Businesses
78
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1884
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45368, South Charleston, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,070 (100%) |
| Owner Occupied HU | 1,503 (72.6%) |
| Renter Occupied HU | 445 (21.5%) |
| Vacant Housing Units | 122 ( 5.9%) |
| Median Home Value | $218,833 |
| Average Home Value | $283,576 |
Housing Distribution
Address Breakdown
Residential
1,665
Single Family
1,440
Multi-Family
225
Businesses
78
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Steven C Beaver • RE/MAX Revealty
Mls Name: Columbus and Central Ohio Regional MLS
Mls ID: #225027255