116 Lyonia LnWildwoodFL34785
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeMost investment properties struggle to clear the 1.25x DSCR minimum. 116 Lyonia Ln, Wildwood, FL, 34785 in Wildwood clears it at 1.71, a meaningful distinction for the Ziffy Mortgage DSCR approval process. Rental yield 9.2%. Strong coverage makes approval clean and leaves room for vacancy without breaching underwriting thresholds. Five-year appreciation: $43,376; $1,446/yr in principal equity; total projected return: $70,299.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 8.0% |
| Monthly Cash Flow | $(378) | $300 |
City averages based on Wildwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,204 |
| Total Monthly Debt Service | $979 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1996
6,360 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34785, Wildwood, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,722 (100%) |
| Owner Occupied HU | 5,005 (57.4%) |
| Renter Occupied HU | 1,857 (21.3%) |
| Vacant Housing Units | 1,860 (21.3%) |
| Median Home Value | $379,219 |
| Average Home Value | $399,078 |
Housing Distribution
Address Breakdown
Residential
7,160
Single Family
4,727
Multi-Family
2,433
Businesses
755
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1996
6,360 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34785, Wildwood, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,722 (100%) |
| Owner Occupied HU | 5,005 (57.4%) |
| Renter Occupied HU | 1,857 (21.3%) |
| Vacant Housing Units | 1,860 (21.3%) |
| Median Home Value | $379,219 |
| Average Home Value | $399,078 |
Housing Distribution
Address Breakdown
Residential
7,160
Single Family
4,727
Multi-Family
2,433
Businesses
755
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices