116 Jacobs StMont ClarePA19453
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 116 Jacobs St, Mont Clare, PA, 19453 in Mont Clare offers a clean, manageable entry. Rental yield 6.7%. DSCR 1.24 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $138,113 in additional property value over five years, with $4,604/yr in principal equity building ownership stake. Total projected cumulative return: $159,138.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 6.2% |
| Monthly Cash Flow | $(485) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,791 |
| Total Monthly Debt Service | $3,077 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1870
7,475 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19453, Mont Clare, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 667 (100%) |
| Owner Occupied HU | 533 (79.9%) |
| Renter Occupied HU | 99 (14.8%) |
| Vacant Housing Units | 35 ( 5.2%) |
| Median Home Value | $576,493 |
| Average Home Value | $560,136 |
Housing Distribution
Address Breakdown
Residential
654
Single Family
332
Multi-Family
322
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1870
7,475 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19453, Mont Clare, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 667 (100%) |
| Owner Occupied HU | 533 (79.9%) |
| Renter Occupied HU | 99 (14.8%) |
| Vacant Housing Units | 35 ( 5.2%) |
| Median Home Value | $576,493 |
| Average Home Value | $560,136 |
Housing Distribution
Address Breakdown
Residential
654
Single Family
332
Multi-Family
322
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Carol Cressman • BHHS Fox & Roach-Blue Bell
Mls Name: Bright MLS
Mls ID: #PAMC2155082