116 Harbor DrDaly CityCA94014
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 116 Harbor Dr, Daly City, CA, 94014 in Daly City speaks for itself: 11.85% gross on a $410,000 price, generating $4,050/mo in rent and $1,514/mo in net income after the $1,844/mo debt service. DSCR 2.20, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $18,164 stacks alongside $113,275 in projected five-year appreciation and $3,776/yr in principal reduction. Projected total cumulative return: $252,857.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 6.2% |
| Monthly Cash Flow | $1,514 | $1,500 |
City averages based on Daly City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,050 |
| Total Monthly Debt Service | $2,373 |
| DSCR Ratio | 1.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2015
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94014, Daly City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,245 (100%) |
| Owner Occupied HU | 8,003 (52.5%) |
| Renter Occupied HU | 6,639 (43.5%) |
| Vacant Housing Units | 603 ( 4.0%) |
| Median Home Value | $1,072,278 |
| Average Home Value | $1,078,528 |
Housing Distribution
Address Breakdown
Residential
14,154
Single Family
10,993
Multi-Family
3,161
Businesses
854
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2015
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94014, Daly City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,245 (100%) |
| Owner Occupied HU | 8,003 (52.5%) |
| Renter Occupied HU | 6,639 (43.5%) |
| Vacant Housing Units | 603 ( 4.0%) |
| Median Home Value | $1,072,278 |
| Average Home Value | $1,078,528 |
Housing Distribution
Address Breakdown
Residential
14,154
Single Family
10,993
Multi-Family
3,161
Businesses
854
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Carol Baker • Keller Williams Realty
Mls Name: MetroList Services of CA
Mls ID: #425056748