Ziffy Logo

Find Properties

  • Property Listings

    Browse all investment listings

  • Listings AINEW

    AI-native recommendations

By Strategy

  • Buy & Hold Rentals
  • Fix & Flip
  • Short-Term Rentals

By Performance

  • High ROI Properties
  • High Cash Flow
Browse all investment properties

Loan Products

  • DSCR Loans

    Qualify based on property's income

  • Fix & Flip Loans

    Short-term rehab financing

  • Bridge Loans

    Gap financing solutions

Tools

  • DSCR Calculator
  • Get Pre-Qualified

Resources

  • DSCR Loan Guide
  • Investor Loan Guide
Loan Programs offered by Ziffy MortgageQualify based on Property's Rental Income
LearnResearch

Company

  • Our Company

    Learn about our mission and team

  • Contact Us

    Get in touch with our team

  • Case Studies

    Real investor success stories

  • Press

    Media coverage and announcements

Get Rate Quote
Get Rate Quote
BackBack to search
ziffy logo
Get DSCR Rental Loan Rate Quote
$279,900
3 bds•2 ba•1648sqft

115831 S 4196th Rd,Checotah,OK,74426

0%
Gross Yield
0%
ROI
$0.01/m
Est. Rent
$0
Total Investment
$0
Down Payment
$0
Closing Costs
Gallery⭐   Investment VerdictCalculatorComps and Overview

INVESTMENT ANALYSIS

Investment Verdict

Appreciation Play

Yield and appreciation often trade off, and at 115831 S 4196th Rd, Checotah, OK, 74426 in Checotah the bet is firmly on appreciation. Rental yield 0%. The 0% gross yield on a $279,900 price is below income-first thresholds, but 5%/yr value growth projects $77,331 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.00) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread.

This PropertyNational Avg
Gross Rental Yield0%6.2%
Monthly Cash Flow$0$180

National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.

Single Family

Built in 1981

0.66 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 74426, Checotah, OK area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)6,024 (100%)
Owner Occupied HU3,169 (52.6%)
Renter Occupied HU927 (15.4%)
Vacant Housing Units1,928 (32.0%)
Median Home Value$160,237
Average Home Value$192,132

Housing Distribution

Address Breakdown

Residential

4,082

Single Family

3,961

Multi-Family

121

Businesses

370

Loan officer
Loan officer
Loan officer
Powered by
Ziffy Mortgage
NMLS #2625701
Get Pre-Approved

Nearby investment properties with comparable rents

No similar rental properties found nearby.

Nearby investment properties with comparable prices

187 E Highland Ave
Rental Income+ 1 more
$ 238,000
ROI
26.9%
Cash Flow/m
$471
  • 3 Bed
  • 2 Bath
  • 1120 sft
187 E Highland Ave, Eufaula, OK, 74432
414410 E 1074th Rd
Recently listed
$ 238,000
ROI
-%
Cash Flow/m
$-
  • 2 Bed
  • 2 Bath
  • 1344 sft
414410 E 1074th Rd, Checotah, OK, 74426
330 N Lakeshore Dr #330
Investment Property+ 2 more
$ 239,000
ROI
17.9%
Gross Rent Yield
7.7%
  • 2 Bed
  • 3 Bath
  • 960 sft
330 N Lakeshore Dr #330, Eufaula, OK, 74432
417308 Bridgeport Rd
Recently listed
$ 239,000
ROI
21.9%
Cash Flow/m
$139
  • 3 Bed
  • 2 Bath
  • 1428 sft
417308 Bridgeport Rd, Eufaula, OK, 74432
AI

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics Value
Price $399,900
Est. Rent $3,200/mo
ROI 18%
  • Attractive rent-to-price ratio for income stability
  • Good fit for DSCR financing with healthy coverage
AI
ZiffyAI
Explore more listings using simple english

Nearby investment properties with comparable rents

No similar rental properties found nearby.

Nearby investment properties with comparable prices

187 E Highland Ave
Rental Income+ 1 more
$ 238,000
ROI
26.9%
Cash Flow/m
$471
  • 3 Bed
  • 2 Bath
  • 1120 sft
187 E Highland Ave, Eufaula, OK, 74432
414410 E 1074th Rd
Recently listed
$ 238,000
ROI
-%
Cash Flow/m
$-
  • 2 Bed
  • 2 Bath
  • 1344 sft
414410 E 1074th Rd, Checotah, OK, 74426
330 N Lakeshore Dr #330
Investment Property+ 2 more
$ 239,000
ROI
17.9%
Gross Rent Yield
7.7%
  • 2 Bed
  • 3 Bath
  • 960 sft
330 N Lakeshore Dr #330, Eufaula, OK, 74432
417308 Bridgeport Rd
Recently listed
$ 239,000
ROI
21.9%
Cash Flow/m
$139
  • 3 Bed
  • 2 Bath
  • 1428 sft
417308 Bridgeport Rd, Eufaula, OK, 74432
Loan officer
Loan officer
Loan officer
Powered by
Ziffy Mortgage
NMLS #2625701
Get Pre-Approved

Listed by: Bre Ragan • Property Collective 

Mls Name: MLS Technology, Inc.

Mls ID: #2544456

Oklahoma•Checotah•115831 S 4196th Rd
AI
Ziffy Logo
247 Cayuga Rd. Ste 700, Buffalo, New York – 14225
Privacy PolicyTerms Of UseAbout UsContact UsResearch
247 Cayuga Rd. Ste 700, Buffalo, New York – 14225
Equal Housing LogoMBA LogoNMLS #2625701
© 2026 HomeAbroad Inc. DBA Ziffy. All Rights Reserved.

Home loan lending products are offered by HomeAbroad Loans LLC DBA Ziffy Mortgage, a 100% owned subsidiary of HomeAbroad Inc. HomeAbroad Loans LLC DBA Ziffy Mortgage is a licensed mortgage company. NMLS #2625701 | NMLS Consumer Access. Loans made or arranged pursuant to applicable state law.

Save Search
Filters Applied
EditEdit Filters
Filters Applied:
Price: $300K - 500K
Monthly Cash Flow: $1 - $3k+
Home Type: Single Family
EditEdit Filters
For Sale
For Sale
Airbnb Potential
Airbnb Potential
Property image 1
Property image 2
Property image 3

Single Family

Built in 1981

0.66 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 74426, Checotah, OK area.

Housing Distribution

Housing Statistics

CategoryValue
Total HU (Housing Units)6,024 (100%)
Owner Occupied HU3,169 (52.6%)
Renter Occupied HU927 (15.4%)
Vacant Housing Units1,928 (32.0%)
Median Home Value$160,237
Average Home Value$192,132

Housing Distribution

Address Breakdown

Residential

4,082

Single Family

3,961

Multi-Family

121

Businesses

370