11565 Joeger RdAuburnCA95602
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who treat current yield as secondary to long-run equity growth will find 11565 Joeger Rd, Auburn, CA, 95602 in Auburn worth modelling. At $695,000 with a 7.59% gross yield, the $4,398/mo rent leaves $99/mo after the $3,125/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.41 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $192,016 by year five; $6,401/yr in principal reduction adds further equity. Total projected return: $269,908.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.2% |
| Monthly Cash Flow | $99 | $300 |
City averages based on Auburn market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,398 |
| Total Monthly Debt Service | $4,023 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95602, Auburn, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,160 (100%) |
| Owner Occupied HU | 5,658 (69.3%) |
| Renter Occupied HU | 1,829 (22.4%) |
| Vacant Housing Units | 673 ( 8.2%) |
| Median Home Value | $768,214 |
| Average Home Value | $838,605 |
Housing Distribution
Address Breakdown
Residential
7,475
Single Family
6,493
Multi-Family
982
Businesses
373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95602, Auburn, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,160 (100%) |
| Owner Occupied HU | 5,658 (69.3%) |
| Renter Occupied HU | 1,829 (22.4%) |
| Vacant Housing Units | 673 ( 8.2%) |
| Median Home Value | $768,214 |
| Average Home Value | $838,605 |
Housing Distribution
Address Breakdown
Residential
7,475
Single Family
6,493
Multi-Family
982
Businesses
373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Terrie Hunt • River Ridge Realty
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224127502
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.