11540 W Sonoran CtSurpriseAZ85378
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 11540 W Sonoran Ct, Surprise, AZ, 85378 in Surprise at $411,000, 4.89% gross yield, is a market-growth asset. Rental yield 4.89%. The $1,674/mo rent partially funds the $1,848/mo debt service; the core return is the 5%/yr price growth projected to add $113,552 over five years. Ziffy Mortgage's DSCR mortgage (0.91) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $106,786.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.9% | 5.8% |
| Monthly Cash Flow | $(755) | $1,250 |
City averages based on Surprise market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,674 |
| Total Monthly Debt Service | $2,266 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
6,093 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85378, Surprise, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,249 (100%) |
| Owner Occupied HU | 2,502 (58.9%) |
| Renter Occupied HU | 1,203 (28.3%) |
| Vacant Housing Units | 544 (12.8%) |
| Median Home Value | $355,804 |
| Average Home Value | $452,513 |
Housing Distribution
Address Breakdown
Residential
3,823
Single Family
2,274
Multi-Family
1,549
Businesses
394
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
6,093 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85378, Surprise, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,249 (100%) |
| Owner Occupied HU | 2,502 (58.9%) |
| Renter Occupied HU | 1,203 (28.3%) |
| Vacant Housing Units | 544 (12.8%) |
| Median Home Value | $355,804 |
| Average Home Value | $452,513 |
Housing Distribution
Address Breakdown
Residential
3,823
Single Family
2,274
Multi-Family
1,549
Businesses
394
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices