1150 Queen StPottstownPA19464
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 1150 Queen St, Pottstown, PA, 19464 in Pottstown at $220,000 earns $1,481/mo in rent and nets $39/mo after the $989/mo payment, a 8.08% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $60,782 over five years. Ziffy Mortgage underwrites this on a 1.50 DSCR without U.S. credit history. With $2,026/yr in principal paydown, total projected return reaches $86,354.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.8% |
| Monthly Cash Flow | $39 | $320 |
City averages based on Pottstown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,481 |
| Total Monthly Debt Service | $1,354 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
3,126 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19464, Pottstown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,264 (100%) |
| Owner Occupied HU | 13,243 (62.3%) |
| Renter Occupied HU | 6,671 (31.4%) |
| Vacant Housing Units | 1,350 ( 6.3%) |
| Median Home Value | $315,178 |
| Average Home Value | $369,942 |
Housing Distribution
Address Breakdown
Residential
20,087
Single Family
18,515
Multi-Family
1,572
Businesses
1,604
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
3,126 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19464, Pottstown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,264 (100%) |
| Owner Occupied HU | 13,243 (62.3%) |
| Renter Occupied HU | 6,671 (31.4%) |
| Vacant Housing Units | 1,350 ( 6.3%) |
| Median Home Value | $315,178 |
| Average Home Value | $369,942 |
Housing Distribution
Address Breakdown
Residential
20,087
Single Family
18,515
Multi-Family
1,572
Businesses
1,604
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Greg Barnaby • Compass RE
Mls Name: Bright MLS
Mls ID: #PAMC2161372