1150 Pointe Oeste AveGustineCA95322



INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors approaching the U.S. market with capital-preservation in mind will find 1150 Pointe Oeste Ave, Gustine, CA, 95322 in Gustine aligned with their strategy. Rental yield 7.09%. DSCR 1.31 and 7.09% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $4,375/yr in paydown build toward a projected cumulative return of $171,602.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 6.0% |
| Monthly Cash Flow | $(133) | $1,500 |
City averages based on Gustine market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,806 |
| Total Monthly Debt Service | $2,749 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
6,813 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95322, Gustine, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,475 (100%) |
| Owner Occupied HU | 1,956 (56.3%) |
| Renter Occupied HU | 1,344 (38.7%) |
| Vacant Housing Units | 175 ( 5.0%) |
| Median Home Value | $465,821 |
| Average Home Value | $562,891 |
Housing Distribution
Address Breakdown
Residential
3,333
Single Family
3,244
Multi-Family
89
Businesses
220



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1989
6,813 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95322, Gustine, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,475 (100%) |
| Owner Occupied HU | 1,956 (56.3%) |
| Renter Occupied HU | 1,344 (38.7%) |
| Vacant Housing Units | 175 ( 5.0%) |
| Median Home Value | $465,821 |
| Average Home Value | $562,891 |
Housing Distribution
Address Breakdown
Residential
3,333
Single Family
3,244
Multi-Family
89
Businesses
220
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Derek Nunes • Stephens & Borrelli, Inc.
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224153147
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.








