115 Tuttle LnWyalusingPA18853
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.4% yield at 115 Tuttle Ln, Wyalusing, PA, 18853 in Wyalusing is solid, but the $1,731/mo payment compresses net cash flow to $174/mo at $385,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $106,368 by year five, and $3,546/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.56) without U.S. income documentation. Total projected return: $157,768.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $174 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,696 |
| Total Monthly Debt Service | $2,370 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1871
40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18853, Wyalusing, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,006 (100%) |
| Owner Occupied HU | 1,214 (60.5%) |
| Renter Occupied HU | 398 (19.8%) |
| Vacant Housing Units | 394 (19.6%) |
| Median Home Value | $245,024 |
| Average Home Value | $307,829 |
Housing Distribution
Address Breakdown
Residential
1,593
Single Family
1,563
Multi-Family
30
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1871
40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18853, Wyalusing, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,006 (100%) |
| Owner Occupied HU | 1,214 (60.5%) |
| Renter Occupied HU | 398 (19.8%) |
| Vacant Housing Units | 394 (19.6%) |
| Median Home Value | $245,024 |
| Average Home Value | $307,829 |
Housing Distribution
Address Breakdown
Residential
1,593
Single Family
1,563
Multi-Family
30
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shannon Clark • Century 21 Jackson Real Estate - Towanda
Mls Name: Northern Mountains of Pennsylvania MLS
Mls Provider:
Mls ID: #31722543
Disclaimer: Copyright North Central Penn Board of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.